If you have concerns over the safety of your money the Dunham Insured Deposit Marketplace may a great tool for you to utilize. This is a money management account that give you up to 50,000,000 of FDIC insurance. I attached the flyer to this blog. Click the link to get more information.
The main features are
-Daily liquidity (access at anytime)
-50,000,000 of FDIC insurance
-you can gain some more interest than some traditional accounts (as of 3/30/2023 interest rate is 4.48*)
"The Dunham Insured Deposit Marketplace (IDM) offers up to $50 million in FDIC Insurance by allocating deposits across a network of FDIC insured banks. This cash management account provides stability, daily liquidity, and convenience. The IDM delivers what we believe a competitive yield and increases insurance protection"